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✓
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⇄
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Who Owes Whom
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✨
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Cloud sync & backup
↻
Invoice
✕
Add to watchlist
✕
Chat history
✕
Nexval Pro
✕
Mark paid
✕
Business details
✕
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🎤
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Search
✕
Savings goal
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Invoice
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Manage Accounts
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Sync Bank & Accounts
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Imports
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Account
⋯
New Transaction
✕
Expense
Transfer
€
⟳
Track debt
No debt
Just me
Split equally
Say it
✕
🎤
Tap the mic and say a transaction
e.g. “Amir paid Parsin 50 euros for dinner”
Or tap an example:
Voice entries are saved as pending drafts — review & approve them in Activity. Mic uses your device's speech recognition (needs https or localhost).
Nexval Transfer
✕
Send a transfer to another Nexval user. They get a request to accept or reject — no real money moves (ledger only).
€
Exchange Rates
✕
Profile picture
✕
Or choose an avatar
Connect Binance
✕
How to get your read-only keys
- Open Binance → Account → API Management (open ↗).
- Tap Create API → choose System generated → name it "Nexval" → finish 2FA.
- On permissions, keep only “Enable Reading” on — leave Spot/Futures/Withdrawals off.
- Copy the API Key and Secret Key (secret shows once) and paste below.
Read-only keys can't trade or withdraw. Stored locally on your machine so Nexval can refresh balances.
Connect Kraken
✕
How to get your read-only keys
- Open Kraken → Settings → API (open ↗).
- Tap Create API key, name it "Nexval".
- Permissions: enable only Query Funds — leave trading & withdrawal off.
- Copy the API Key and Private Key and paste below.
Query-only keys can't trade or withdraw. Stored locally on your machine so Nexval can refresh balances.
Connect PayPal
✕
How to get your keys
- Open PayPal Developer → Apps & Credentials (open ↗), Live.
- Create (or open) an app and enable Transaction Search / Reporting.
- Copy the Client ID and Secret and paste below.
Read-only — Nexval only reads balances. Stored locally on your machine.
Connect Revolut Business
✕
How to connect
- In Revolut Business → Settings → API, add a certificate: generate a keypair, upload the public key, and set the OAuth redirect URI to:
…- Copy the Client ID, paste it and your private key below, then continue to Revolut to approve.
Read-only — Nexval only reads balances. Stored locally on your machine.
Add a crypto wallet
✕
Track any wallet by its public address
Paste a public address (MetaMask, Ledger, an exchange deposit address…). No key, no login — a public address can only be read, never spent. Supports Bitcoin and Ethereum / EVM chains.
Read-only by design. The address is stored locally on your machine to refresh the balance.
Split details
✕
Connect exchange
✕
Import a statement
✕
Connect Wise
✕
How to get your Wise API token
- Open Wise → Settings → API tokens (open ↗).
- Tap Create a token, name it "Nexval".
- For permissions, choose Read only (List & show accounts — no transfers).
- Copy the token and paste it below.
Nexval only reads your balances. Token is stored locally on your machine so Nexval can refresh.
AI
✕
Where did it come from?
✕
Nexval links this to the matching transaction in that account and remembers the source so it's automatic next time.
Categorise
✕
Nexval remembers this merchant's category & note — the AI uses your note to categorise it next time.
Connect Trading 212
✕
How to get your key & secret
- Open Trading 212 → Menu → Settings → API (guide ↗). Works on Invest / Stocks ISA accounts.
- Tap New API key, name it "Nexval".
- Under Permissions, turn ON: Account data, Portfolio, Metadata, and the three History toggles (Orders, Transactions, Dividends).
- Keep OFF (safety): Orders – Execute and Pies – Write — these can place/modify trades. Nexval never needs them.
- IP access: Unrestricted is fine for your local setup.
- Tap Generate key. Copy both the API Key and API Secret (shown once) and paste below.
Nexval only reads your portfolio value & cash. Key & secret are stored locally on your machine. Trading 212 rate-limits this endpoint (1 req / 5s), so refresh sparingly.
Sync Bank Account
✕
How it works
- Pick your country, then tap Find banks.
- Choose your bank (e.g. Revolut) from the list.
- You're sent to the bank's own secure login — Nexval never sees your password.
- Approve read-only access; you're brought back and balances import automatically.
Powered by Enable Banking (a licensed Open Banking provider). Currently in Sandbox — test with Nordea (FI) or Mock ASPSP. Real Revolut needs production access.
Banks usually return up to ~90 days; some allow more. Nexval sets your opening balance as of this date so the account reconciles exactly.
Read-only — Nexval only pulls balances & statements. Sign-in happens on your bank's site.
Currencies
✕
Add a currency
Add account
✕
Mine
Person
Asset
A wallet, bank, cash — money you own.
Add one row per currency. Can be negative (e.g. an overdraft, or money you owe). Each shows as an opening entry in the statement.
Set up
✕
Transaction
✕
AI